Specialty
Bridge Loan
Short-term financing that bridges the gap between buying your next home and selling your current one — so you never have to move twice.
Program Highlights
- Buy your next home before your current home sells
- Short-term structure designed to be replaced by permanent financing
- Useful in competitive markets where offers can’t wait on a sale
Wondering if a bridge loan fits your situation? Call (360) 961-2676 or email KristinaBoyko@tristarfinance.com — no pressure, no obligation.
Bridge Loan FAQs
What is a bridge loan and when does it make sense?
A bridge loan lets you tap the equity in your current home to buy your next one before the current home sells. It's most useful in competitive markets where sellers prefer offers that aren't contingent on another sale — you can buy first, move on your schedule, then sell.
How do I pay a bridge loan back?
Typically from the proceeds when your current home sells. Bridge loans are short-term financing, usually measured in months rather than years, and are designed to be retired at that sale rather than carried long-term.
Is a bridge loan expensive?
Bridge financing generally costs more than a standard mortgage — that's the price of the flexibility. Whether it's worth it depends on your equity, how strong your offer needs to be, and how quickly your current home is likely to sell. I'll walk through the real numbers with you before you commit to anything.
Ready to Explore Your Options?
Apply online in minutes — I'll review your application personally and walk you through the programs that fit.