About Kristina Boyko

I'm Kristina Boyko, a mortgage loan officer with TriStar Finance, Inc., based out of Kirkland, WA and proudly serving homebuyers and homeowners throughout Whatcom and Skagit County — including Bellingham, Ferndale, Lynden, Everson, Mount Vernon, and Anacortes.

Buying a home or refinancing can feel overwhelming, especially with so many loan programs to choose from. My goal is to make the process clear and straightforward, walk you through your options, and help you find the loan that actually fits your situation — whether that's a first home, a move up, an investment property, or a refinance.

I work with TriStar Finance, Inc., a Pacific Northwest mortgage bank, which means access to a wide range of loan programs along with the local, personal service you'd expect from a neighbor. When you work with me, you're not just a file number — I'm here to answer your questions and keep you informed from application to closing.